RV Insurance Agent in Naples, Florida
RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Here at Responsive Insurance, let us help you select the right coverage for your RV needs and get a great price at the same time. Call us today at (239) 596-3177 to get your free insurance quote.
Southwest Florida – Here are some things to consider when shopping for recreational vehicle insurance:
• Liability coverage provides you with bodily injury, property damage coverage and medical payments coverage. Coverage varies by state.
• You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
• Actual Cash Value – current market value/depreciated value of the RV
• Agreed Value – the insured amount, regardless of the current market value
• Replacement Cost – Replace your insured RV with a new RV that is most like it
• Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
• Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
• Roadside Assistance can have you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.
• Ask if assistance is available 24/7. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
• Other additional coverage can include: Accident forgiveness, pet coverage, diminishing deductible, and more.
• Discounts can lower your premium. Ask us at Responsive, Insurance whether you qualify for safe driver discounts, original owner discounts, package discounts and more.
• Insure more than one item with a single company for multiple policy discounts. Other insured items could include your cars, motorcycles, classic cars, golf carts, boats. It will also simplify your life.
Responsive Insurance is independently owned and locally operated to handle your insurance needs. We offer affordable and reliable insurance choices all across Florida.