Flood Insurance Agent in Naples, Florida
Flood Help protection for Southwest Florida
Most home and commercial property insurance policies exclude coverage for damage by flood. According to the National Flood Insurance Program website www.floodsmart.gov, the definition of flood is:
Flood – A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder’s property) from one of the following:
• Overflow of inland or tidal waters
• Unusual and rapid accumulation or runoff of surface waters from any source
• Mudflow
• Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.
The right coverage is unique to your needs. To find out how to protect your family and your future, call Responsive Insurance at 239-596-3177.
To estimate how much a flood could cost you, visit the link below:
https://www.floodsmart.gov/costOfFlooding/index.html
The majority of flood insurance is offered through the National Flood Insurance Program:
http://www.fema.gov/national-flood-insurance-program
For National Flood Insurance Program policies, though the government actually provides the flood coverage, at Responsive Insurance, we can explain this coverage and help you select a good policy to protect your home/property in the event of flood damage. The coverage is offered through companies authorized by the National Flood Insurance Program to write, service, and administer these policies.
Talk with Responsive Insurance today: (239) 596-3177 or contact us for assistance when deciding on a combination of coverage, value and price that fits your needs.
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Naples, FL 34110