Condo Insurance Agent in Naples, Florida
Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
Loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. With yet another coverage, called loss use, you could be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let Responsive Insurance help you find the right amount of coverage to suit your insurance needs in Southwest, Florida. Call us today at (239) 596-3177.
Southwest Florida – What you need to know about condo insurance Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Responsive Insurance can help you determine your coverage needs to make sure you’re properly covered. Call us at (239) 596-3177 or online on our contact page.
Protect yourself and your guests Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
Extra coverage doesn’t have to cost a lot . Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage in the event of a covered loss, often with no deductible.
Find unique insurance that is right for your condo . Contact Responsive Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance continually meets your needs. Contact us today!