IoT Devices & Sensors for Homeowners Insurance

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How Smart Technology May Lower Your Risk for Home Insurance Claims in Naples, FLIf you’re a homeowner, then you’re aware that it can be complicated to make sure your home is protected. If you’ve ever worried about your home being secure and free from damage, then you should consider purchasing technology that could provide you with peace of mind. Not only do the right devices and sensors provide you with a level of security, but they also can have positive impacts on your homeowners insurance.

Taking advantage of technology

The IoT (Internet of Things) market is one that has seen exponential growth within the past couple of years. Within the network of connected devices comes multiple benefits, both for homeowners and insurers. Making sure that your home is protected should be a mutual goal and it’s one that is made easier when your house is equipped with the right technology.

There are multiple sensors available to protect your home and help monitor to avert damage. Finding the right sensors could prevent damage to your home, as you can prevent the problem before it becomes an even bigger issue. Preventing claims from occurring can avoid inconvenience and loss of enjoyment of your home.

What sensors should you consider?

Which sensors are right for you depends on the level of protection that you want to implement in your home. Many people have devices to protect and alert if a burglary takes place, but there are many other options that you can add as well including smart devices and garage doors.

Water sensors can alert if there is a leak in your water supply, potentially saving you thousands of dollars in water damage as well as identify a smaller leak before it becomes a big one.

Humidity sensors are similar and can alert you if your house’s integrity is at risk. Implementing smart devices is one of the best ways to take advantage of innovative technology, harnessing its power to protect your home and potentially lower insurance premiums.

Taking the next steps

Look into devices that could prevent a home insurance claim.

  • FloLogic can help detect a plumbing leak and automatically shut off your water to prevent damage. Learn more about FloLogic here.
  • Leak Defense System is another great tool to help detect a water leak. Learn more about Leak Defense System here.
  • Home Security systems allow you to watch your home from afar. A smart home security camera lets you view the inside or the outside of your home. A smart doorbell allows you to view who is at your front door. There are also smart locks which allows you to let a friend or family member in when you are not home. Many commercial properties such as hotels or AirBnBs are also using smart locks to offer convenience to their guests when checking into their room.
  • Smart Fire Detection works by notifying you if your smoke detectors are going off when you are not home.
  • Smart devices like Resideo assist in controlling the humidity in your home to help avoid mold growing or overly dry conditions.

If you’re ready to learn more about smart insurance and what it could mean for your home, let us know. We work with our customers to help them find the right insurance solutions for their individual goals. Make an appointment with us today to learn more about the many benefits of installing devices and sensors in your home.

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.